Thursday, March 29, 2012

30-year mortgage fixed-rate falls to 3.99%

Following various reports of weaker housing data, the 30-year
fixed-rate mortgage average fell to 3.99% in the week ending March 29
from 4.08% in the prior week, Freddie Mac said Thursday in its weekly
report. The rate was 4.86% a year earlier.

To obtain the latest rate, payment of an average 0.7 point was
required, according to Freddie, a buyer of residential mortgages. A
point is 1% of the mortgage amount, charged in prepaid interest.

The 15-year fixed-rate mortgage fell to 3.23% in the latest week from
3.30% in the prior week.

Meanwhile, the average rate on the 5-year Treasury-indexed hybrid
adjustable-rate mortgage decreased to 2.90% from 2.96%.

The 1-year Treasury-indexed ARM fell to 2.78% from 2.84%.

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